Eno to retire after 46 years at CNB

At year-end, Susan Eno will retire as president and CEO from Citizens National Bank in Cheboygan, Mich., the only company for which she has ever worked.

Susan Eno Citizens National

At year-end, Susan Eno will retire as president and CEO from Citizens National Bank in Cheboygan, Mich., the only company for which she has ever worked.

As a high-schooler at Cheboygan Catholic School, Eno began working part-time at the bank in October 1971 filing checks. She worked her way up, surprisingly without a stop in the teller line. She was named president and CEO in 2008 of both the bank and its holding company, CNB Corporation, a publicly held company. Eno attended the Graduate School of Banking at the University of Wisconsin-Madison.

Co-workers have known since earlier this year that Eno will be retiring, but the $278 million bank hasn’t named her successor yet. It expects to finalize and announce her successor very soon, perhaps as early as this week.

Nicole Drake
Nicole Drake

Other personnel changes the bank has made official include three promotions to senior vice president: Nicole Drake, Matthew Keene, and Stephen Crusoe.

Drake works in commercial loans and worked at the bank while completing her degree in accounting. She graduated in 2004 with a bachelor’s degree from Lake Superior State University, Sault Ste. Marie, Mich. “She has proven herself to be an asset to the bank and has developed our commercial loan portfolio,” Eno said.  “CNB is very fortunate to have Nicole as part of our senior lending team.” Drake will divide her time between the main office in Cheboygan and the Indian River, Mich., branch.

Matthew Keene
Matthew Keene

In his new position, Keene will oversee the bank’s commercial and mortgage loan departments and will divide his time between the Cheboygan and Petoskey, Mich., offices. “Mr. Keene has shown himself to be a team player; always striving for the greater good of the bank since he began working for us in 2015,” Eno said. Keene was instrumental in opening two branches for the bank. He has a bachelor’s degree from Central Michigan University, Mt. Pleasant, an MBA from Western Michigan University, Kalamazoo, and is a graduate of the Graduate School of Banking at the University of Wisconsin-Madison.

Stephen Crusoe
Stephen Crusoe

Crusoe was named senior vice president of mortgage loans. He joined the bank in 1987. “Steve has been the face and name of CNB mortgages for a very long time,” Eno said. “He is well known and very well respected in our community. His customer service and knowledge about mortgages are second to none.” Crusoe has a bachelor’s degree in finance and economics from Lake Superior State University.